Co-founder and executive manager of Charter Capital specializing in accounts receivable factoring dedicated to fast, solution oriented funding to satisfy working capital needs of most B2B businesses in manufacturing and service industries, including but not limited to businesses in transportation, staffing, security, maintenance, repair, wholesalers, distribution, fabrication, industrial labor, and oil & gas.

Factoring vs. Working Capital Loans: What Businesses Need to Know

Business owner looking at his calendar with weekly payroll due and invoices not due until the end of the month; considering factoring vs. working capital loans

Struggling to cover everyday expenses like payroll, inventory, and vendors, or feeling the pressure of a seasonal slowdown? Working capital loans can help you bridge a short-term gap in these situations, but they’re not the only solution. In this guide, we’ll compare factoring vs. working…

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AI-Powered Online Theft Hitting Small & Mid-Sized Businesses

AI Online Theft Methods Countermeasures

As cybercriminals turn to artificial intelligence (AI), businesses across America are experiencing an unprecedented number of attacks and financial losses. HOUSTON, TX, UNITED STATES, June 30, 2026 — Leading invoice funding company Charter Capital reports that AI-powered theft is skyrocketing and creating major losses for small and…

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10 Essential Cash Flow Forecasting Tips for Small Businesses

small business owner reviewing cash flow forecast and cash flow forecasting tips on computer

Did you know that 94 percent of small businesses struggle with financial challenges, per the latest Main Street Metrics report? Yet, nearly half say they’re profitable. This is the impact of cash flow. Your business can be profitable and still feel daily strain when the…

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Top 4 Types of Small Business Scams and How to Prevent Them

Top 4 Types of Small Business Scams and How to Prevent Them | Top 4 Types of Small Business Scams and How to Prevent Them

Over 60 percent of businesses report being the target of scammers, according to Better Business Bureau (BBB) polls. Nearly three-quarters of those who say they’ve been scammed report losses of $250,000 or more. Small businesses are often the preferred targets, with reports of some forms…

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