Co-founder and executive manager of Charter Capital specializing in accounts receivable factoring dedicated to fast, solution oriented funding to satisfy working capital needs of most B2B businesses in manufacturing and service industries, including but not limited to businesses in transportation, staffing, security, maintenance, repair, wholesalers, distribution, fabrication, industrial labor, and oil & gas.

AI-Powered Online Theft Hitting Small & Mid-Sized Businesses

AI Online Theft Methods Countermeasures

As cybercriminals turn to artificial intelligence (AI), businesses across America are experiencing an unprecedented number of attacks and financial losses. HOUSTON, TX, UNITED STATES, June 30, 2026 — Leading invoice funding company Charter Capital reports that AI-powered theft is skyrocketing and creating major losses for small and…

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10 Essential Cash Flow Forecasting Tips for Small Businesses

small business owner reviewing cash flow forecast and cash flow forecasting tips on computer

Did you know that 94 percent of small businesses struggle with financial challenges, per the latest Main Street Metrics report? Yet, nearly half say they’re profitable. This is the impact of cash flow. Your business can be profitable and still feel daily strain when the…

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Top 4 Types of Small Business Scams and How to Prevent Them

Top 4 Types of Small Business Scams and How to Prevent Them | Top 4 Types of Small Business Scams and How to Prevent Them

Over 60 percent of businesses report being the target of scammers, according to Better Business Bureau (BBB) polls. Nearly three-quarters of those who say they’ve been scammed report losses of $250,000 or more. Small businesses are often the preferred targets, with reports of some forms…

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How to Perform a Cash Flow Stress Test Effectively

Cash Flow Stress Test Guide | How to Perform a Cash Flow Stress Test Effectively

Did you know that 82 percent of small business failures can be traced to cash flow issues, per Forbes research? Meanwhile, more than half of all small businesses say uneven cash flows are among their top challenges, per the latest Small Business Credit Survey (SBCS)…

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Success Metrics for Businesses Using Invoice Factoring

Success Metrics for Businesses Using Invoice Factoring | Success Metrics for Businesses Using Invoice Factoring

One of the biggest questions people have when they first start factoring is: “Is invoice factoring worth it?” And the simple answer is that, for most businesses, it absolutely is. Factoring accelerates cash flow like no other tool can and helps businesses avoid taking on…

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