Author: Gregory Brown

Co-founder and executive manager of Charter Capital specializing in accounts receivable factoring dedicated to fast, solution oriented funding to satisfy working capital needs of most B2B businesses in manufacturing and service industries, including but not limited to businesses in transportation, staffing, security, maintenance, repair, wholesalers, distribution, fabrication, industrial labor, and oil & gas.

How Do I Submit My First Invoice with Charter Capital?

How do I submit my first invoice for factoring | How Do I Submit My First Invoice with Charter Capital?

First-time funding follows five steps: submit the invoice, its invoice submission form, and its supporting paperwork, Charter Capital confirms the invoice with your customer, you receive your advance, your customer pays within their normal terms; and the residual is released to you once that payment…

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Factoring vs. Working Capital Loans: What Businesses Need to Know

Business owner looking at his calendar with weekly payroll due and invoices not due until the end of the month; considering factoring vs. working capital loans

Struggling to cover everyday expenses like payroll, inventory, and vendors, or feeling the pressure of a seasonal slowdown? Working capital loans can help you bridge a short-term gap in these situations, but they’re not the only solution. In this guide, we’ll compare factoring vs. working…

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AI-Powered Online Theft Hitting Small & Mid-Sized Businesses

AI Online Theft Methods Countermeasures

As cybercriminals turn to artificial intelligence (AI), businesses across America are experiencing an unprecedented number of attacks and financial losses. HOUSTON, TX, UNITED STATES, June 30, 2026 — Leading invoice funding company Charter Capital reports that AI-powered theft is skyrocketing and creating major losses for small and…

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10 Essential Cash Flow Forecasting Tips for Small Businesses

small business owner reviewing cash flow forecast and cash flow forecasting tips on computer

Did you know that 94 percent of small businesses struggle with financial challenges, per the latest Main Street Metrics report? Yet, nearly half say they’re profitable. This is the impact of cash flow. Your business can be profitable and still feel daily strain when the…

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