Charter Capital Factoring Company, Houston, TEXAS

America’s Leading Invoice Factoring Company for More Than 20 Years

When speed, flexibility, and funding experience matter.

Keeping the Transportation Industry’s Wheels Rolling

With customized solutions for carriers and brokers, Charter Capital will help your trucking company meet today’s obligations and grow.

Opening New Opportunities for the Staffing Industry

Accelerate your cash flow to close payment gaps and build a stronger staffing firm.

Giving Oil and Gas Services the Power to Succeed

Accept the work you were made to do and get paid faster than ever before.

Building Brighter Tomorrows for the Manufacturing Industry

Ramp up cash flow to procure supplies or cover expenses without taking on debt.

Request a Free Factoring Rate Quote

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Industries We Serve

If your company is growing and you’re tired of waiting for your customers to pay, then our factoring service is an ideal solution

Trucking and  Freight Services
Trucking and Freight Services
A freight factoring line from Charter Capital is your solution for obtaining funds and services to operate and grow your trucking company.
Oil and Gas Services
Oil and Gas Services
Charter Capital works with many oil and gas servicing companies who have gained a competitive advantage with invoice factoring.
Staffing Agencies
Staffing Agencies
Very often staffing companies run into cash flow problems when faced with making payroll.
Factoring provides a readily available source of cash to purchase materials, maintain inventory, or expand operations.
Security Firms
Security Firms
Charter Capital has a great deal of experience accommodating the financing needs of security companies.
Service Providers
Service Providers
Factoring is an ideal cash flow solution for service companies such as professional consulting or technology service companies.

Why Choose Charter Capital over another Invoice Factoring Company?

If your company is growing and you’re tired of waiting for your customers to pay, then our factoring service is an ideal solution

  • Same-day funding. Get cash for your invoices when you need it most.
  • No long-term contracts. Choose which invoices you factor and when to factor.
  • Competitive rates. Keep even more money in your pockets.
  • No hidden fees. Our pricing structure is straightforward, so you always know what you’ll pay from the start.
  • Experience. With decades in the industry, we understand the needs of businesses like yours and want to see you grow.
  • Service. Your dedicated account manager is always here to help with your factoring needs
  • No credit score. There’s no minimum credit score required, so anyone can be approved.
  • Up to 100% advances. Get your cash up front with our high advance rates.
  • Free collections services. Free yourself from the chore and expense of chasing payments.
  • Instant approval. Receive your factoring quote and terms the same day you apply.
  • Simplicity. Applying for factoring and setting up your account is quick and easy.
  • No sign-up fees. Start factoring and get the cash you need without spending a dime.
  • Digital invoice processing. Tap into a powerful invoicing system that makes processing a breeze.
  • Free credit reports. Make informed decisions about clients knowing their creditworthiness.
  • Se Habla Español. Do business using your preferred language.

Learn how Charter Capital can help your business grow

Ready to get the cash you need, or want to learn more about invoice factoring? Provide us with a few details and one of our cash flow specialists will be in touch to discuss your needs and provide a free no-obligation quote.
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Find Out Why People Say Charter Capital is the Best Factoring Company

Scott Adams

Charter Capital is an amazing organization and was a lifesaver to our company. The level of service was second to none. They took care of us at every corner and I highly recommend their services!!

Jaclyn Tejeda

We have been with Charter Capital for many years. It’s been one of the best decisions that we’ve made for our business. We love the staff and the support that we receive!

Ella Trousdale

Wonderful people to work with always go the extra mile. I would highly recommend them, you will get awesome service.

Maranda Dowell

Charter Capital has had a big impact on our business! We appreciate the stellar customer service! It has helped us grow our business.

Loria Williams

Great location, and the staff takes the time to know each customer. I used other companies but Charter Capital is the best.

Rachel Rodriguez

I have been working with Charter Capital for over a year and a half. It has been a smooth and easy process with them. I truly appreciate all the help they have provided me. They have helped my company grow I recommend them 100% to everyone I know. Thank you Charter Capital.

Zak Pulido

Charter Capital is a great company to work with. Easy approval and funding is very quick. Most important, communication is key in running a business. Charter Capital is always there with a response when you have a question that is needed to be addressed. Nice working with you guys. Thanks