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Factoring Company Insights and News

Supply Chain Disruption: How to Minimize Impact and Recover Faster

Supply Chain Disruption: How to Minimize Impact and Recover Faster

A supply chain disruption can happen at any time and impact your ability to run a profitable business. Learn how to manage supply chain issues here.

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The Best Health Insurance Options for Independent Contractors

The Best Health Insurance Options for Independent Contractors

If you’re an independent contractor, navigating health insurance options can be tricky. Explore the best self-employed health insurance options here.

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Small Business Management: Weathering Economic Uncertainty Like a Pro

Small Business Management: Weathering Economic Uncertainty Like a Pro

What sets successful businesses apart during times of economic uncertainty? Explore common challenges and small business management tips here.

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Roth IRA vs Traditional IRA: Which IRA is Best and Why

Roth IRA vs Traditional IRA

Trying to save for retirement? IRAs are a strong choice. Compare the Roth IRA vs traditional IRA and see the pros and cons of each here.

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Why Team Building is One of the Most Important Investments Your Business Should Make

Team Building is a Great Investment for Your Business

Team building is about more than trust falls. Learn how it boosts your bottom line and how to select effective team-building exercises here.

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10 Science-Backed Best Foods to Boost Your Business Smarts

Invest in your health. Best Foods to Boost Your Business Smarts.

Looking for brain foods to boost your business intelligence? While there are no proven foods that make you smarter, there are foods that help your brain perform at its best. Below, we’ll explore the science behind this, dig into a few things you may want…

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15 Tips for Combatting Labor Shortages and Increased Labor Costs

Tips to Combat Labor Shortages and Increased Labor Costs

Rising labor costs and labor shortages in the U.S. are affecting many industries. Explore 15 tips for employee recruitment and reducing labor costs here.

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5 Practical Reasons to Build a Small Business Emergency Fund

Small Business Emergency Fund

Don’t have a small business emergency fund or struggling to grow yours? Unfortunately, one in four small businesses has less than a 13-day cash reserve buffer per JP Morgan research, and many don’t have anything set aside at all. While the reasons for this are…

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Lease vs Buy a Car or Commercial Vehicle: Which is Right for You?

Lease vs Buy a Commercial Vehicle

Considering a new car or truck? Should you buy or lease your vehicle? Get a side-by-side comparison and determine the best solution for your needs here.

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Heavy Equipment Financing: A Beginner’s Guide to Getting Funding

Heavy equipment financing

Do you need funding for a large equipment purchase? Learn the basics of qualifying for heavy equipment financing, costs, and helpful alternatives here.

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  • Latest Insights And News

    • 8 Hidden Costs of Running a Small Business (and How to Reduce Them) March 2, 2026
    • Why Your Business Can’t Afford to Ignore Cyber Theft Insurance February 9, 2026
    • Small Business Scams on the Rise, Experts Say February 3, 2026
    • 10 Common Legal Issues Small Businesses Face January 20, 2026
    • Top 7 Things Business Owners Should Have, But Often Don’t January 5, 2026
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  • Contents

    • Leasing vs Financing for Heavy Equipment
    • Is Financing or Leasing Business Equipment Better?
    • What You Need to Qualify for Heavy Equipment Financing
    • Time in Business Requirements
    • Credit Score Requirements
    • Cash Flow Requirements
    • Down Payment Requirements
    • Do You Need Collateral?
    • Can You Get Heavy Equipment Financing if You Have Bad Credit?
    • Costs and Terms of Heavy Equipment Financing
    • What Are the Repayment Terms?
    • How Much Can You Finance?
    • What is the Interest Rate on Heavy Equipment Loans?
    • How Fast Can You Get Approved and Paid with Heavy Equipment Financing?
    • What Do You Need to Apply?
    • Alternatives to Heavy Equipment Financing
    • SBA CDC/504 Loan
    • Term Loans
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    • Get a Heavy Equipment Funding Quote from Charter Capital
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    6750 West Loop South,
    Suite 1010, Houston,
    TX 77401

    P: 1-877-960-1818
    E: clientsupport@charcap.com

    Charter Capital

    © Copyright Charter Capital Holdings LP

    All California loans made or arranged pursuant to a California Financing Law license – license number 60DBO-193594

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