“Small Business Trifecta” Key to Success in 2024

3 Keys to Succeeding in Business

Businesses that master operations, customer relationships, and finance are more likely to succeed and thrive, research shows. November 30, 2023, Houston, Texas—Leading invoice funding company Charter Capital says small businesses should focus on three key areas going into the new year: dependable operations, positive customer…

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Loan Stacking Putting Small Businesses at Risk

Person stacking blocks labeled "LOAN".

With half of all small businesses failing to secure full funding through a single loan, many turn to the dangerous practice of loan stacking. October 24, 2023, Houston, Texas—Leading invoice funding company Charter Capital says small businesses that fail to secure full funding through a…

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Small Businesses Tackling Inflation Concerns with Financial Forecasting

Financial Forecasting: Why it’s Important for Your Business

As concerns about inflation persist, small businesses are shoring up their financial planning with better budgeting and forecasting practices. September 26, 2023, Houston, Texas—Leading invoice funding company Charter Capital says the pressure small businesses face due to the economy and inflation is causing many to…

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Small Business Owners Capitalizing on Current Momentum to Scale

Scaling Up a Business: 5 Ways to Capitalize on Momentum

With more than two-thirds of small businesses seeing a profit, owners strive to make the most of favorable conditions. August 22, 2023, Houston, Texas—Leading invoice funding company Charter Capital says small business owners, still wary of expansion, are turning their energy inward and exploring ways…

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Struggling Businesses – One-Third Facing Debt Challenges

Good Debt vs. Bad Debt: Small Business Guide

Small business debt continues to exceed pre-pandemic levels as business owners fight to keep up with payments and explore relief options. The Growing Struggle: Small Businesses Grappling with Debt June 27, 2023, Houston, Texas—Leading invoice funding company Charter Capital says that the aftermath of the…

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Invoice Factoring Demand Climbs as Banking Credit Crunch Ensues

Business person choosing a factoring company

More small businesses are looking to alternative funding sources as banks limit funding in preparation for a recession. HOUSTON, TEXAS, May 23, 2023 – Leading invoice funding company Charter Capital says invoice factoring demand is rising as banks tighten lending requirements. Additional coverage of the…

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Compare Factoring Companies Before Signing, Industry Insiders Urge

Comparing Factoring Companies

New guide shows how minor differences like industry expertise and terms impact outcomes for small businesses. HOUSTON, April 13, 2023 – Leading invoice funding company Charter Capital says factoring can help small businesses overcome a multitude of growth-related challenges, but outcomes often hinge upon comparing factoring…

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Small Businesses Risking Vendor Relationships With Late Payments

9 Tips for Funding and Managing Vendor Payments

Surveys show 41 percent paid late fees to vendors last year despite three-quarters believing late payments strain business relationships. HOUSTON, March 9, 2023 – Leading invoice funding company Charter Capital says late vendor payments are creating more friction between small businesses and their suppliers. The issue…

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Small Business Owners Optimistic; Exploring Expansion Again

8 Telltale Signs it’s Time to Expand Your Business

Fueled by optimism about the future, Main Street is exploring business expansion opportunities again, industry insiders say. HOUSTON, February 9, 2023 – Leading invoice funding company Charter Capital says a shift in optimism among small business owners is fueling expansion initiatives on Main Street again. Full…

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Small Businesses Fortifying Amid Economic Uncertainty

Small Business Management: Weathering Economic Uncertainty Like a Pro

The majority of small business owners believe a recession is happening now or is imminent and that they are prepared to withstand it. HOUSTON, January 10, 2023 – Leading invoice funding company Charter Capital says small business owners aren’t feeling optimistic about the economy, but most…

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