Co-founder and Executive Manager at Charter Capital with a history of 28 years working in the financial services industry. Skilled in Cash Flow, Leveraged Finance, Factoring, Mergers & Acquisitions (M&A), and Structured Finance. Strong business development professional with BA from The University of Texas at Austin and MBA of International Business from University of South Carolina.

Cash Flow KPIs Critical for Small Business Survival, Experts Say

Track Essential Cash Flow KPIs to Strengthen Your Business

With more than 90 percent experiencing cash flow challenges, and over 80 percent of closures tied to cash flow management, monitoring KPIs is key to survival. HOUSTON, TX, UNITED STATES, February 24, 2026 – Leading invoice factoring company Charter Capital reports that small businesses across the nation…

Read more

11 Cash Flow KPIs Every Small Business Should Track

Track Essential Cash Flow KPIs to Strengthen Your Business

Did you know that most small businesses experience cash flow challenges? Even if your business is healthy and growing, incoming cash rarely aligns with outgoing expenses, which can create gaps and friction in your finances that impact every aspect of operations. However, by tracking a…

Read more

10 Financial Habits for Businesses to Improve Profit Margins

Financial Habits That Improve Profit Margins | 10 Financial Habits for Businesses to Improve Profit Margins

If you’re trying to boost profitability in a small business, there’s no shortage of advice. However, much of it is abstract or requires a complete overhaul of your systems. While these tactics can help, they’re not always realistic for business owners who are already stretched…

Read more

How Tariff Negotiations Affect Small Business Strategies

How Tariff Negotiations Affect Small Business Strategies | How Tariff Negotiations Affect Small Business Strategies

Has your small business been feeling the strain of tariff negotiations? Sometimes it’s obvious, like when the cost of inventory skyrockets overnight or critical supplies are no longer available. Other times, it’s subtle, such as when a regular customer hesitates to place the next order…

Read more

How B2B Payment Technology Streamlines Processes and Cash Flow

b2b payment processes | How B2B Payment Technology Streamlines Processes and Cash Flow

If you’re trying to streamline back-office processes and improve cash flow, the latest business-to-business (B2B) payment technology can help you do it. Below, we’ll explore how tech is helping address some of the greatest challenges with B2B payments, various technologies you can implement today, and…

Read more

7 Simple Tips for a Smooth Transition to Factoring

7 Simple Tips for a Smooth Transition to Factoring | 7 Simple Tips for a Smooth Transition to Factoring

Each year, tens of thousands of small businesses across the country apply for invoice factoring, according to the latest Fed Small Business Credit Survey. While the transition to factoring is typically seamless, it works differently than most funding solutions business leaders are accustomed to. Below,…

Read more

How to Tackle Top Financial Challenges for Small Businesses

Reviewing charts to tackle small business financial challenges.

There’s no shortage of financial challenges for small business owners. As soon as you tackle one thing, something new is sure to pop up. Whether you’re concerned about the financial challenges of rapid growth, lean times, or everyday startup woes, you’re likely to face the…

Read more