Co-founder and Executive Manager at Charter Capital with a history of 28 years working in the financial services industry. Skilled in Cash Flow, Leveraged Finance, Factoring, Mergers & Acquisitions (M&A), and Structured Finance. Strong business development professional with BA from The University of Texas at Austin and MBA of International Business from University of South Carolina.

5 Effective Ways to Strengthen Your Company’s Financials

5 Effective Ways to Strengthen Your Company’s Financials

Did you know that 94 percent of small businesses say they’ve experienced financial challenges within the past 12 months, per a recent Main Street Metrics report? More than half of all owners have dipped into their personal funds to address them. While this may seem…

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Recourse vs. Non-Recourse Factoring: What is the Difference?

Recourse and non-recourse factoring differ in who bears the risk when a customer does not pay.

Whether you can switch depends on your factoring agreement and provider. Some factoring companies offer both structures and can accommodate changes. Others specialize in one or the other. If flexibility between recourse and non-recourse is important to your business, confirm this capability before signing any…

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Incomplete & Outdated Continuity Plans Risky for Small Businesses

Updating Your Business Continuity Plan for Emerging Risks - A 10-Point Audit Anyone Can Use

Small businesses more likely to succumb to adverse events, yet few create and update continuity plans, industry insiders say. HOUSTON, TX, UNITED STATES, April 28, 2026 — Leading invoice funding company Charter Capital says incomplete and outdated business continuity plans are leaving small businesses across…

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Cash Flow KPIs Critical for Small Business Survival, Experts Say

Track Essential Cash Flow KPIs to Strengthen Your Business

With more than 90 percent experiencing cash flow challenges, and over 80 percent of closures tied to cash flow management, monitoring KPIs is key to survival. HOUSTON, TX, UNITED STATES, February 24, 2026 – Leading invoice factoring company Charter Capital reports that small businesses across the nation…

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