Expand your financial toolkit and provide immediate liquidity solutions for your clients, even when your funding solutions are not the right fit.
Do You Know Someone We Can Help?
We all know how challenging it can be for small businesses to qualify for traditional financing, but even if your bank offers invoice factoring, not everyone will be a good fit. Sometimes, people simply don’t qualify based on the deal size or typical terms. Turning people away can be hard, but you do have an alternative: send them to Charter Capital.
Be an Advocate for Business Growth
With decades in the industry, an A+ BBB rating, and five-star reviews across Google and Facebook, Charter Capital specializes in helping businesses that are not a fit for traditional financing programs through invoice factoring. Your clients will benefit from:
- No Long-Term Contracts
- Instant Approval
- Same-Day Funding
- Competitive rates
Earn While Helping Others Succeed
We make the referral process simple and keep you in the loop every step of the way.
- Receive Regular Referral Updates
- Refer at No Obligation or Cost to You
- Collect Monthly Commission Payments
- Get Monthly Earnings Reports
- Access Cross-Marketing Opportunities
- Secure Referrals to Your Bank
How Invoice Factoring Works for Your Clients
Factoring provides businesses with rapid working capital, enabling them to thrive.
1. Client Invoices Customers
Your client provides goods or services and invoices their customers on standard payment terms.
2. Client Sells Invoices to Us
Your client sells eligible invoices to Charter Capital, receiving a significant percentage of the invoice value upfront.
3. Remaining Balance Paid
Once their customer pays the invoice, your client receives the remaining balance, less a small factoring fee.
Ready to Empower Your Clients?
Partner with Charter Capital to provide your clients with the liquidity they need to thrive. Schedule a consultation with our banking partnership team today.
FAQs About Our Referral Partner Program for Bankers
Is there a limit to how many people I can refer or how much I can earn?
No. Your earning potential with the Charter Capital Referral Partner Program for bankers is unlimited.
Do I have to keep track of my referrals?
No. We track everything internally and automatically send you reports.
What should I tell my referrals?
We’re happy to provide you with talking points and assets you can share with your referrals. For more information about the program or to request onboarding, contact us.
Will referring clients to Charter Capital impact our bank's relationship with them?
On the contrary, partnering with Charter Capital can strengthen your client relationships. By offering a solution for their immediate working capital needs, especially when traditional options are unavailable, you demonstrate your commitment to their success and provide a valuable service that keeps them within your financial ecosystem.
What types of clients are a good fit for invoice factoring?
Ideal clients are B2B businesses that invoice other businesses or government entities, have healthy profit margins, and need consistent cash flow. This includes growing companies, startups, businesses with seasonal cycles, or those needing capital for large orders, payroll, or expansion.
How does the client referral process work?
Our referral process is straightforward. Once you identify a client who could benefit, tell them a little about us and share their contact info with us. We handle the entire process, keeping you informed and ensuring a smooth experience for your client.
Can factoring be used in conjunction with existing bank financing?
Yes, absolutely. Invoice factoring often complements existing bank financing. For instance, a client might use a bank line of credit for long-term investments while using factoring to manage day-to-day operational cash flow, especially when receivables are tied up.
