Freight Bill Factoring by America’s Leading Transportation Factoring Company

Keep Cash Flowing and Your Wheels Rolling

Don’t wait weeks or months for freight bills to be paid. Get your hard-earned cash today with freight factoring services.

We make getting started with freight bill factoring simple. Just provide us with a few basic details and we’ll have a personalized no-obligation quote to you in no time.

Improve My Cash Flow

$2,500 in Sign-up Benefits (Limited time offer)

  • Offer ends in:
  • Over 900 businesses applied. Apply today to claim your $2,500!

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You can reach us 24x7 at 1.877.960.1818

The transportation industry keeps the country running, but all too often, trucking companies are left waiting for payment long after loads are completed. Freight bill factoring, sometimes referred to by other names such as transportation factoring and motor carrier factoring, can provide owner/operators and fleets with cash for unpaid invoices in as little as one day, so you have the cash on hand to keep your wheels on the road.

Fuel Your Business with the Cash That’s Gridlocked in Your Unpaid Freight Bills

Freight factoring is simple. You choose which freight bills you want to factor and send them to us. We provide you with payment right away, and then we wait for the payment from your customer. In the meantime, you can apply the cash wherever you need it most. Use it for fuel, buy new tires, cover payroll, take on an extra load, or do whatever you need to do. When you work with freight factoring companies, you can even win more bids by offering your customers extended payment terms with the comfort of knowing you’ll be paid promptly regardless.

Grow Stronger with Transportation Factoring

Trucking factoring offers four universal benefits.

Instant cashflow. Get the cash you need to grow your business or cover expenses in as little as a day.
No debt. Factoring is not a loan—there’s nothing for you to pay back.
Easy qualification. Because factoring is not a loan, even people with credit issues get approved.
No chasing invoices. Focus on what you do best and free yourself from the exhausting collections process.

Get Even More Benefits with Charter Capital,
a Leading Factoring Company for Trucking Businesses

Transportation factoring companies each work a bit differently. At Charter Capital, we go the extra mile to help your business thrive.

Same-day funding.
Get cash for your unpaid freight bills when you need it most.

No long-term contracts.
You choose when you want to factor and how much you want to factor.

Competitive rates.
Keep more money in your wallet to build a stronger company.

Straightforward fees.
There are no hidden fees, so it’s easy to calculate the benefits.

Service.
Your dedicated account manager will answer all your questions, check the creditworthiness of your customers, and more.

Experience.
We’ve been helping businesses grow and thrive for decades and look forward to helping yours do the same.

End-to-end transportation coverage.
Carriers, brokers, and start-ups are welcome.

Fuel card programs.
Get cash for fuel and save money with an integrated fuel card program.

Payment options.
Get paid by ACH, wire transfer, or fuel card—whatever’s best for you.

Grow stronger.
Never turn down another load because you can’t pay fuel or driver costs.

Flexibility.
Factor all or only some of your invoices—you decide as needed.

Relaxed terms.
Give your customers the terms they want—slow payments are ok.

All credit scores.
With no minimum credit score, anyone can be approved.

100% advances.
Get all your cash immediately—no reserve is necessary.

Free credit reports.
Always know where your customers stand and make informed decisions.

Free collections services.
Free yourself from the burden and expense of chasing invoices.

Instant approval.
Get your factoring quote and terms the day you apply.

No sign-up fees.
Begin factoring and get the cash you need with no out-of-pocket costs.

Simplicity.
Our straightforward application process and onboarding make getting started easy.

Digital invoice processing.
Request and receive payments faster by leveraging the latest tech.

Se Habla Español.
Work with people who speak your language.

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Hear Why People Say Charter Capital
is the Best Transportation Factoring Company

Speak with a Charter Capital Freight Bill Factoring Specialist

Whether you’re ready to apply for motor carrier factoring or have additional questions about how it works, we’re glad to help. Simply provide us with a few details and one of our freight factoring specialists will reach out with answers and provide you with a free no-obligation quote.

Request a Complimentary Consultation