Freight Bill Factoring by America’s Leading Transportation Factoring Company

Keep Cash Flowing and Your Wheels Rolling

Don’t wait weeks or months for freight bills to be paid. Get your hard-earned cash today with freight factoring services.

We make getting started with freight bill factoring simple. Just provide us with a few basic details and we’ll have a personalized no-obligation quote to you in no time.

Improve My Cash Flow

$2,500 in Sign-up Benefits (Limited time offer)

  • Same-day funding with invoice factoring Offer ends in:
  • Business growth through improved cash flow Over 900 businesses applied. Apply today to claim your $2,500!

Request a FREE Funding Estimate

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You can reach us 24x7 at 1.877.960.1818

Business owners accessing working capital via invoice factoring

The transportation industry keeps the country running, but all too often, trucking companies are left waiting for payment long after loads are completed. Freight bill factoring, sometimes referred to by other names such as transportation factoring and motor carrier factoring, can provide owner/operators and fleets with cash for unpaid invoices in as little as one day, so you have the cash on hand to keep your wheels on the road.

Fuel Your Business with the Cash That’s Gridlocked in Your Unpaid Freight Bills

Freight factoring is simple. You choose which freight bills you want to factor and send them to us. We provide you with payment right away, and then we wait for the payment from your customer. In the meantime, you can apply the cash wherever you need it most. Use it for fuel, buy new tires, cover payroll, take on an extra load, or do whatever you need to do. When you work with freight factoring companies, you can even win more bids by offering your customers extended payment terms with the comfort of knowing you’ll be paid promptly regardless.

Unpaid invoices converted to immediate cash with factoring

Grow Stronger with Transportation Factoring

Trucking factoring offers four universal benefits.

Instant cash flow from invoice factoring
Instant cashflow. Get the cash you need to grow your business or cover expenses in as little as a day.
No debt incurred with invoice factoring
No debt. Factoring is not a loan—there’s nothing for you to pay back.
Invoice factoring is not a loan
Easy qualification. Because factoring is not a loan, even people with credit issues get approved.
Accounts Receivable Collection services included
No chasing invoices. Focus on what you do best and free yourself from the exhausting collections process.

Get Even More Benefits with Charter Capital,
a Leading Factoring Company for Trucking Businesses

Transportation factoring companies each work a bit differently. At Charter Capital, we go the extra mile to help your business thrive.

Instant cash flow

Same-day funding.
Get cash for your unpaid freight bills when you need it most.

Factoring is financial flexibility

No long-term contracts.
You choose when you want to factor and how much you want to factor.

Competitive rates

Competitive rates.
Keep more money in your wallet to build a stronger company.

No hidden fees

Straightforward fees.
There are no hidden fees, so it’s easy to calculate the benefits.

Dedicated account manager

Service.
Your dedicated account manager will answer all your questions, check the creditworthiness of your customers, and more.

Decades of experience

Experience.
We’ve been helping businesses grow and thrive for decades and look forward to helping yours do the same.

Transportation industry specialists

End-to-end transportation coverage.
Carriers, brokers, and start-ups are welcome.

Fual card programs

Fuel card programs.*
Get cash for fuel and save money with an integrated fuel card program.*

Flexible payment options

Payment options.
Get paid by ACH, wire transfer, or fuel card*—whatever’s best for you.

Grow your trucking business

Grow stronger.
Never turn down another load because you can’t pay fuel or driver costs.

Factoring made simple

Flexibility.
Factor all or only some of your invoices—you decide as needed.

Offer customers better terms

Relaxed terms.
Give your customers the terms they want—slow payments are ok.

No minimum credit score

All credit scores.
With no minimum credit score, anyone can be approved.

High advance rates

100% advances.
Get all your cash immediately—no reserve is necessary.

Free credit reports

Free credit reports.
Always know where your customers stand and make informed decisions.

Collection services included

Free collections services.
Free yourself from the burden and expense of chasing invoices.

Quick approval

Instant approval.
Get your factoring quote and terms the day you apply.

No sign-up fees

No sign-up fees.
Begin factoring and get the cash you need with no out-of-pocket costs.

Factoring made simple

Simplicity.
Our straightforward application process and onboarding make getting started easy.

Submit invoices online

Digital invoice processing.
Request and receive payments faster by leveraging the latest tech.

Se Habla Español

Se Habla Español.
Work with people who speak your language.

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Hear Why People Say Charter Capital
is the Best Transportation Factoring Company

Speak with a Charter Capital Freight Bill Factoring Specialist

Whether you’re ready to apply for motor carrier factoring or have additional questions about how it works, we’re glad to help. Simply provide us with a few details and one of our freight factoring specialists will reach out with answers and provide you with a free no-obligation quote.

Request a Complimentary Consultation

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